Terms of Service

Effective date: June 11, 2026

These terms govern your use of joshhammondconsulting.com, operated by Josh Hammond Consulting LLC.

Our service

Josh Hammond Consulting LLC is a licensed insurance professional. Submitting a quote request creates no obligation to purchase, and no coverage exists until an insurance carrier issues a policy. Quotes are estimates and subject to underwriting.

Accuracy

You agree to provide accurate information in your quote request. Coverage recommendations depend on the accuracy of what you share.

Communications

By submitting the quote form with the consent box checked, you agree to be contacted as described in our SMS Terms and Privacy Policy. You can opt out of text messages at any time by replying STOP.

Limitation of liability

Josh Hammond Consulting LLC provides this site as-is and is not liable for indirect or consequential damages arising from its use, to the maximum extent permitted by law.

Contact

Josh Hammond Consulting LLC — josh@thepncl.com